Collection Accounts & Debt Help

Collection Accounts

To inquire about an account that has been referred to the TRAF Group, Inc. (A-1 Collection Service or Credit America) for collection.

Make Payment

Submit a payment on your account

Contact TRAF

For Medical Accounts Call:


For Retail Accounts Call:


Write to Us

A-1 Collection Service 
P.O. Box 6009
Lawrenceville, NJ 08648

* Be sure to include your account number, creditor name, and creditor account number so that we may process your inquiry and respond promptly.


Debt Help

If you have questions about debt or want to improve your financial literacy, please visit Ask Doctor Debt at This is a resource offered by the ACA International Education Foundation providing free and unbiased answers to debt questions. You can always be assured that no personal information is ever collected on this site and that your privacy will never be compromised.