-TRAF GROUP Testimonials-

Professional Hockey Team

"While cash flow is imperative to any business, the emphasis is usually sales oriented instead of addressing accounts receivable. Not only has your program recovered our older debt, it is now tracking and helping us manage our more recent receivables. Your program has far exceeded our goals, and I would highly recommend it to anyone interested in improving their accounts receivable department while increasing their cash flow. Keep up the good work and feel free to use us as a reference."

Music Dealer

"Credit America was a key ingredient in helping our business reduce the average-days-outstanding on trade receivables by over 30 days. Their service has greatly improved our cash flow while continuing to protect and preserve the good relationships built with our customers."

Medical Supply Company

"It is a pleasure to use your Priority Communication System. You predicted a 50% return in 28 days and it has been holding steady at 58.4%. It is nice when you help us to get a hospital to pay us a $2,000.00 bill for only $2.00. Even on accounts where your Two-Step Priority Communication doesn't work, your follow up system after that has been winding up very close to an overall perfection rate of 100%. Because of Credit America, I hardly ever have to call in a collection agency. Thanks very much for all of your help, especially the follow-up service that you provide."

Medical Center

"I would like to take this opportunity to commend you and your staff. A-1 as a whole, and each of its individual employees, provides excellent customer service. It's rate to find a vendor that provides so much service with no intervention, management or complaining on my part. Your well-trained staff consistently provides the impression that our medical center is your most valued customer when working on routine issues, exceptions and enhancements. Your collection rate is excellent and customer (patient) complaints are virtually nonexistent."

National Child Care Company

"Thank you for introducing us to Credit America's Automated Cash Flow Maintenance Program. Not only was it easily implemented, I could not believe the immediate impact it had on our accounts receivable. Customers were either calling us or coming into our centers to make payments. I'm happy to say that our receivables have never been in better shape."

Sporting Goods Manufacturer

"After reviewing your latest Client Activity report, I was amazed to see that you have recovered over 83% of the accounts we have submitted to Credit America. Not only is your Cash Flow Management service effective, it also gets immediate results. When we turn an account over to you, we know the money will be here soon."

Medical Center

"I have found that A-1 Collection Service has consistently proven its ability to collect some of our most difficult accounts. I consider your recovery rate to be excellent. In addition, you provide us with timely reports and remittances. Aside from your ability to collect, I am also pleased with the outstanding customer service which you provide. On several occasions, I have called your office and the staff has always responded quickly and efficiently to any inquiry or request that I might have concerning an account."

Dental Supplier

"Your most recent status report shows recoveries of 93% of our accounts. The total money collected is in excess of $481,000.00. Our cost factor to recover these accounts is only 2.3%. We are also getting 75% of the accounts recovered within the first month."

Medical Center

"We have been doing business with A-1 Collection Service for over 20 years. During that time, we have always felt that your company has acted in a very professional manner. Your customer service has been excellent. We have always enjoyed a good rapport with your employees and management and have been satisfied with your work product. I would highly recommend A-1 to any business in need of their services."

Wholesale Baker

"On your last visit, I mentioned that at one time we had money spread out all over the aging report. Now, the only columns that I see money in are the current to sixty days. That is what our aging report should always look like. The other fact of the matter is with your Priority Communication, we are getting a large percentage of that money in for $2.00. Very cost-effective."

Medical Center

"Best all-around agency I have dealt with in the past 15 years."

Medical Center

"The staff that I've dealt with are always professional and knowledgeable. It is a pleasure to work with your company."

Insurance Company

"Not only am I paying a minimal fee of just $10.95 an account, but your rate of recovery is more than double what our old agency collected. Our debtors pay us directly and no more waiting for our money like before. We have saved thousands of dollars on collection expenses and instead of paying 20%, your cost factor is just 2%."

Medical Center

"They have an all-around "can do" attitude and have given us results that will ensure our association for a long time to come."

Billing Company

"A-1 Collection Service is named right for the service you will receive. . . .A-1 service."

Medical Center

"The purpose of this letter is to express my thoughts regarding the positive experience I have had with A-1 Collection Service. I have called upon your agency several times to implement new changes, to provide special reports and to give me feedback on the accounts we place with you for collection. I am impressed with the speed of your responsiveness and the quality of your staff. You have been working with our medical center for over twenty years. During this time, you have shown that your focus is working with us; not just for us."

Telecommunications Company Vendor

"In only two months, your liquidation-of-debt ratios have surpassed other subcontractors for the Bell Atlantic placements. I was also pleased to hear from my department managers that they totally enjoyed working with such a professional group of business people...the efficiency and accuracy of your staff is outstanding."

Office Machine Reseller

"From my experience in credit and collections, I can now say that Credit America stands head and shoulders above all competitors. I've used agencies before and was very skeptical before implementing your service. You are truly the only company whose results exceed their claims."

Sporting Goods Manufacturer

"Your efforts and your personalized service is beyond any that I have experienced in my term of experience n credit management. I feel that your company is exceptionally efficient and the results are definitely "right on".

Kitchen and Bath Distributor

"You had asked me what I like about Credit America's service. Simple, I like everything. When you first introduced me to your program, I was very skeptical. In my industry, contractors are notoriously slow pay and all the other services I had used in the past were unsuccessful. Your latest report shows a recovery rate of over 91% of the monies submitted and they were recovered at a cost of 3/10th's of 1% which is much less than what we used to pay."

Plumbing Wholesaler

"I am amazed at the immediate impact your program produces. Many times after submitting accounts to you I receive payment within the first week or two, or our customers now contact us to rectify their account. This has helped us enormously to promote better customer relations. In fact, our customers continue to reorder our products. When I evaluate your program, I cannot believe that my cost is under 1% which definitely justifies our continued involvement. Feel free to use us as a reference and I look forward to a long relationship."

National Car Rental Company

"After reviewing our aged receivable report with you the other day, I thought you would like to know how happy we are with your services. At one time, we had over 25% of our receivables over 120 days past due. Since implementing your service and making some changes to our internal procedures, we have reduced our delinquency problem dramatically. As a matter of fact, our most recent reports show less than 10% over 60 days."

National Hotel Chain

"Since the program is automated, it is very simple to administer and your staff is also very helpful. I never would have believed that we would have a 68% recovery rate when we agreed to use your program. However, the most important factor is that the cost of your program is only 7/10ths of 1%. The collection agency we were using was charging us 30% and were no where near as effective as Credit America's cash flow system."

Consumer Dry Goods Distributor

"Dealing with retail stores on a national basis, we would have to continually call our accounts for payment. Your system has dramatically cut down on the in-house calls while consistently performing far beyond my expectations. Your reports show our recovery rates run anywhere between 85% to 95% which is phenomenal on accounts 60 days and older. More importantly, your cost of only 2% is definitely more cost effective than any other method we have ever employed. We occasionally get calls from your competitors boasting how effective their programs are. When I tell them the results we are experiencing with Credit America, they cannot believe it. That, in itself, definitely justifies your program."

Steel Distributor

"By submitting accounts earlier, my recovery rates have definitely increased. As a matter of fact, your last report shows that accounts submitted at 60 days past due have an amazing 100% recovery rate. Your concept of Cash Flow Management has been a welcome addition to our accounts receivable department."

"At a time when most of the surprises experienced by people in my profession have been less than pleasant, Credit America has proven to be the exception. The service has contributed toward significant decreases in Days Sales Outstanding and collection expense, and we have realized this improved performance despite a reduction in staff."